Direct answers for Sacramento investors who need to fund a deal fast. All Inclusive Realty Group lends its own capital and operates 750+ units in the same market — so we underwrite the property the way an operator does, not a checklist.
Sacramento hard-money pricing runs roughly 2–4 points plus 9–12% interest depending on the deal, leverage, and your experience. As a direct lender that also manages 750+ local units, All Inclusive Realty Group underwrites on the real after-repair value we can verify — not an inflated comp — so terms match the actual deal.
Yes — fix-and-flip is our core lending product. All Inclusive Realty Group funds the purchase and rehab for Sacramento-area flips in Elk Grove, Roseville, Rancho Cordova, and beyond. Because we operate 750+ units and see local resale and rent values daily, we can size a loan and close on a realistic timeline instead of stalling on valuation.
Yes. DSCR loans qualify on the property's rental income rather than your personal W-2, which is ideal for investors scaling a Sacramento portfolio. Since All Inclusive Realty Group manages 750+ units, we know what a property in Natomas or Citrus Heights actually rents for — so the debt-service coverage math is grounded in real market rent.
Yes. When you need to move on a Sacramento property before your current one sells or a permanent loan funds, our bridge financing closes fast. As a direct lender operating 750+ regional units, All Inclusive Realty Group underwrites the asset itself, so you're not waiting weeks on a bank committee to act on a deal in Folsom or Roseville.
Yes. If you're holding a Sacramento rental with trapped equity, a cash-out refi frees capital to fund the next acquisition. All Inclusive Realty Group lends against real, operator-verified value from our 750+ managed units — and if you want, we manage the refinanced property afterward with four owner statements a month via Propertyware.
Often, yes. Hard money is asset-based — we lend against the Sacramento property and the deal, not primarily your credit score. All Inclusive Realty Group cares most about equity, after-repair value, and exit strategy. Because we operate 750+ local units, we can judge whether the deal itself carries the loan even when a bank says no.
Yes — first-time flippers are welcome, with the right deal and cushion. All Inclusive Realty Group brings operator experience from 750+ Sacramento-area units to the table, so we'll flag a thin margin or an overpriced Elk Grove rehab before it sinks you. We'd rather fund a deal that works than book a fee on one that won't.
We fund rehab in draws tied to completed work, not all upfront. You finish a stage, we verify it, and release the next draw so the project stays on budget. Having overseen maintenance and turnovers across 750+ Sacramento units, All Inclusive Realty Group knows real construction costs — so draws are practical, not a paperwork bottleneck.
Get straight answers from a team managing 750+ local units. (916) 978-0992.
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